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COBRA is the Consolidated Omnibus Budget Reconciliation Act. COBRA lets workers and their families remain in the employee's group health insurance plan for a limited time after a change in eligibility.
Get information on how to find and sign-up for health COBRA generally requires that group health plincluding the ACA, COBRA, long term care and health care for people with disabilities
that must be met for you to elect COBRA continuation coverage:
Your group health plan must be covered by COBRA
A qualifying event must occur. This could be voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, or divorce.
You must be a qualified beneficiary for that event
If you are entitled to COBRA continuation coverage, you must be given at least 60 days to decide whether to elect it.
COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.
COBRA outlines how employees and family members may elect continuation coverage. It also requires employers and plans to provide notice.